Terms and Conditions for Brainers Talk

1. Acceptance of Terms By accessing or using Brainers Talk Forum ("the Forum"), you agree to comply with and be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not use the Forum.

2. Eligibility To participate in the Forum, you must be at least 18 years old or have reached the age of majority in your jurisdiction. By using the Forum, you represent and warrant that you meet these requirements.

3. User Conduct As a member of the Forum, you agree to:

• Respect other users and their opinions.
• Not engage in harassment, abuse, or any form of discrimination.
• Avoid posting any content that is defamatory, obscene, offensive, or illegal.
• Refrain from sharing false or misleading information.
• Not promote or engage in any illegal activities, including but not limited to fraud, money laundering, and unauthorized use of cryptocurrencies.

4. Content Ownership and License You retain ownership of any content you post on the Forum. By posting content, you grant Brainers Talk a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, distribute, and display the content in connection with the Forum's operations.

5. Prohibited Activities You agree not to:

• Use the Forum for any unlawful purpose or to promote illegal activities.
• Impersonate any person or entity, or falsely state or misrepresent your affiliation with a person or entity.
• Attempt to gain unauthorized access to the Forum, other user accounts, or any computer systems or networks connected to the Forum.
• Upload or transmit any viruses, malware, or other harmful code.

6. Privacy Your use of the Forum is subject to our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the Forum, you consent to the collection and use of your information as described in the Privacy Policy.

7. Termination We reserve the right to suspend or terminate your access to the Forum at our sole discretion, without prior notice, if we believe you have violated these Terms or engaged in any conduct that may harm the Forum or its users.

8. Disclaimers The Forum is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Forum will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability To the fullest extent permitted by law, Brainers Talk and its affiliates, officers, directors, employees, and agents will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Forum.

10. Changes to the Terms We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the revised Terms on the Forum. Your continued use of the Forum after the posting of changes constitutes your acceptance of the revised Terms.

11. Governing Law These Terms are governed by and construed in accordance with the laws of EU, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms or the Forum will be subject to the exclusive jurisdiction of the courts located in EU

12. Contact Information If you have any questions or concerns about these Terms, please contact us at contact@brainerstalk.com

By using the Brainers Talk Forum, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.